Dedicated Philadelphia Car Accident Lawyer
Car accidents are a common occurrence in Philadelphia and across the Commonwealth of Pennsylvania. A serious car accident can disrupt your life, create unanticipated medical expenses and leave you unable to work for a long period of time. As medical bills mount, many car crash victims struggle financially. You may feel overwhelmed and be unsure where to turn. Let The Colleran Firm offer you trusted legal guidance.
If you have been injured or lost a loved one in a car accident caused by the negligence of another driver, your best course of action is to consult with a knowledgeable car accident lawyer. At The Colleran Firm, our experienced Philadelphia car crash attorneys work as a team and have more than a century of combined legal experience. Our attorneys have helped many clients recover full and fair compensation for injuries sustained in crashes in Pennsylvania and New Jersey. We have obtained many multimillion dollar verdicts and settlements. Let us review the specific facts of your accident at no charge and provide an honest opinion about your legal options. That will allow you and your family to make an informed decision about how to proceed.
How a Philadelphia Car Accident Attorney Can Help
Our car accident attorneys will investigate your accident and identify the potentially at-fault parties and their insurers. If multiple parties might be liable for your injuries, that can expand the potential sources of compensation available to you as a auto accident victim.
We review your insurance coverage to determine if it limits in any way your ability to recover compensation for personal injuries.
We will review the police report and interview witnesses and preserve evidence. A police report is an important document to have in preparing a claim for compensation. Insurance adjusters will rely on it in evaluating a claim. With more complex accidents involving multiple vehicles, we may hire traffic accident reconstruction experts to help determine exactly how the accident occurred.
We will gather your medical bills and put together an estimate of your present and future losses related to the accident. If you have suffered a disabling injury that will require ongoing care or require modifications to your house to allow you to live independently, those costs should be included as part of the claim. In some cases, we work with financial planners to estimate future costs associated with a severe injury. We prepare and submit a claim to the insurance company or companies seeking compensation that reflects the full extent of your losses.
We will negotiate aggressively with the insurance company for a settlement that reflects the full extent of your injuries. We will keep you informed of the progress on your behalf and inform you of any settlement offers. We will offer our perspective on whether the settlement offer is fair, but you will decide whether to accept the offer.
If the insurance company refuses to offer a fair settlement, we will be prepared to file a lawsuit on your behalf and pursue justice for you in the Pennsylvania or New Jersey court system and other appropriate courts. We always try to settle cases out of court whenever possible, but we are confident in our courtroom skills if we need to proceed to court. The founding partner of The Colleran Firm has tried more than 150 major civil trials to verdict in Pennsylvania.
If we agree to take your case, we will pursue justice for you on a contingency fee basis. You will not owe a legal fee unless we are successful in obtaining compensation for you through a negotiated settlement or a verdict. If we win, we will receive a portion of the amount obtained as our fee. If we do not win, you will not owe a legal fee. Our legal expenses will be deducted from the overall amount of the settlement or verdict and you will receive a check for the balance.
Injuries Associated with Auto Accidents
Each day, more than 300 traffic accidents occur in Pennsylvania, according to the most recent traffic data.
Approximately 219 people are injured and three people are killed each day in crashes. Most accidents are caused by driver errors. Serious vehicle accidents often cause severe injuries including:
Any of these injuries may result in temporary or permanent disability and involve significant changes in your life. A car accident victim may face an extended recovery, including surgery and physical therapy.
If you have sustained a serious injury, it’s best to focus on recovering from your injuries and avoid the stress of dealing with insurance companies. Let a seasoned car accident attorney deal with the insurance adjusters. Dealing with insurance companies can be stressful and you should focus on your health and recovery. An insurance adjuster may act friendly but the adjuster’s job is to minimize the amount of money the insurance company pays to settle a claim. Many car crash victims try to handle their own claim and make comments that undermine their case.
What to Do After a Car Crash in Pennsylvania
If you are involved in a car accident, you should always notify the Philadelphia Police Department, Pennsylvania State Police or other appropriate police agency promptly. You are required by law to notify the police by the quickest means possible if anyone is injured or killed in the accident or if a vehicle is damaged to the extent that it cannot be driven.
Do not let another motorist talk you into accepting some cash payment in exchange for not reporting the wreck. If there is no official police report, then it is simply your word against the other drivers as to what happened and who is at fault. It may be more difficult to submit a successful insurance claim without a police report.
Do not discuss the details of the accident with the other motorists at the scene or admit fault. Do not try to reassure others at the scene by minimizing the extent of your injuries. The surge of adrenaline after a car wreck may mask your injuries. You may feel fine immediately after the collision, but develop aches and pains a few days or a few weeks later. It is important to go to a doctor and have a medical evaluation. Be sure to inform the doctor that you have been in a car wreck. A doctor’s record will provide independent documentation of your injuries.
Is Pennsylvania a No Fault Insurance State?
Pennsylvania has in place a no fault insurance system to handle claims for minor injuries. Your own insurance company will pay for your injuries up to the limits of your personal injury protection coverage, regardless of which driver caused an accident.
Pennsylvania offers automobile owners and drivers an important choice when buying no fault auto insurance coverage. You choose whether to carry full tort auto insurance or limited tort insurance. The limited tort option allows you to reduce the cost of your premium by waiving your right to sue a negligent driver for damages such as pain and suffering after an accident, unless your injuries you are serious, cause disfigurement or impair bodily functions. Full tort insurance carries higher premiums but gives you unrestricted rights to bring a lawsuit against a negligent driver after an accident.
The choice you make affects the cost of your premiums and the legal options you have to recover compensation in the event of a car wreck.
Frequently Asked Questions
How do I know if I need a lawyer?
If you have been in a fender bender involving minor damage and no injuries, you may be able to handle the claim yourself by contacting your insurance agent. However, if you have been hit by a car and sustained serious injuries, you should consult with an attorney to understand your legal options and rights.
What compensation can I claim after a car accident in Pennsylvania?
If you were seriously injured in a crash, you may be entitled to claim compensation for:
- medical bills
- present and future loss of income
- pain and suffering.
How can I afford a car accident lawyer?
You will not have any upfront expenses if our auto crash lawyers handle your case. If your accident claim is the type that we handle, our auto crash lawyers will offer to represent you on a contingency fee basis. You will only be charged a legal fee if we obtain compensation for you.
If I file a claim, will I have to go to court?
Most of the personal injury claims that we handle involving car accidents are settled out of court. That allows our clients to receive compensation more quickly and removes the uncertainty of a jury trial. If the claim cannot be resolved and the case proceeds to court, you would be called on to testify about your injuries. Our accident attorneys would guide you through that process in the unlikely event your case goes to court.